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Here is a list of services that we do at Universal Risk :
 

  • Property
  • Automobile
  • Truck / Trailer
  • Heavy Equipment
  • Casualty
  • Catastrophe
  • RV / Marine
  • Boiler / Machinery
  • Workers Comp

Property

Let years of experience handling property damage help you assess your commercial or riedential loss
Residential:

  • Fire
  • Wind
  • Water
  • Mold
  • Foundation
  • Builders Risk
  • Historical Buildings
  • Specialists in wood shingle roof damage
  • All residential property damage assessment

Commercial:

  • Fire
  • Wind
  • Water
  • Mold
  • Foundation
  • Builders Risk
  • Historical Buildings
  • Schools
  • All commercial property damage assessment

Automobile

ICAR Certified appraisers and instructors. Automobile Catastrophe Claims Service - Full Staff Available on Short Notice

  • Appraisals
  • Diminished Value
  • Total Loss Analysis
  • Constructive Total Loss Replacement Services

Truck / Trailer

  • Over the Road
  • Oil Field Service
  • Mining
  • Constructor Series Specialty Trucks
  • Gasoline Trucks and Trailers
  • Specialty Application Trucks and Trailers
  • Full Investigation Truck Cargo Claims
  • Salvage Specialist

 

Heavy Equipment

  • Cranes
  • Off Road Construction Equipment
  • Air Compressors
  • Generators
  • Farm Equipment
  • Forestry Equipment
  • Railroad
  • Asphalt Plants
  • Road Building Equipment
  • Tub Grinders
  • Workover Rigs

Casualty

  • Investigations
  • Damage Assessment
  • Products Liability
  • General Liability
  • On site investigation services nationwide
  • Trucking industry liability claims adjustment
  • Subrogation investigations/recoveries
  • Litigation Management
  • Prompt reporting
  • Timely claim Reserving
  • Centralized reporting of claim assignments, 800# or web based
  • Dedicated service units where appropriate
  • Coverage analysis and review
  • Damages evaluation
  • Third Party Claims administration for self insured/large
  • Retention programs
  • Statistical Reporting
  • Claim reviews as requested by client
  • Claim audit services
  • Online access to adjuster file notes

 

Catastrophe

  • Property (Residential and Commercial)
  • Automobile
  • Hazardous Material
  • Over sprays
  • Floods
  • Fires

 

Rv / Marine

  • Recreational Vehicles (RV's)
  • Travel Trailers
  • Motorcycles
  • Boats
  • Marine
  • And all other recreational vehicle and watercraft

 

Boiler / Machinery

  • Boilers
  • Waste Water Treatment Plants
  • Water Distribution Facilities
  • Industrial Machinery
  • Manufacturing Machinery
  • and many other forms of Machinery

 

Workers Comp

  • Centralized reporting, 800# or web based
  • National PPO access and re-pricing
  • Provider hospital bill audits
  • Return to work coordination
  • Litigation Management
  • Subrogation and Recovery Services
  • Thorough, complete and timely claim investigations
  • Centralized claim payment and check issuance
  • Field investigation services
  • Aggressive vendor management
  • Management reporting
  • Online access to adjuster file notes Investigations
  • Mitigation

 

 
 
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